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NC Life Insurance Study Test Questions and Answers Graded A+
NC Life Insurance Study Test Questions and 
Answers Graded A+ 
The Family Plan Insurance Policy usually consists of: - Answer ️️ -whole life insurance on the 
family head and term insurance on other family members 
A Jumping Juvenile Policy: - Answer ️️ -automatically increases the face amount at a given 
age 
Excess interest credited under an index-linked method would pay interest in relation to: - 
Answer ️️ -an external economic indicator 
Under a straight life annuity, an income ...
- Package deal
- Exam (elaborations)
- • 3 pages •
NC Life Insurance Study Test Questions and 
Answers Graded A+ 
The Family Plan Insurance Policy usually consists of: - Answer ️️ -whole life insurance on the 
family head and term insurance on other family members 
A Jumping Juvenile Policy: - Answer ️️ -automatically increases the face amount at a given 
age 
Excess interest credited under an index-linked method would pay interest in relation to: - 
Answer ️️ -an external economic indicator 
Under a straight life annuity, an income ...
NC Life Insurance Practice Exam Questions and Answers Already Passed
NC Life Insurance Practice Exam Questions 
and Answers Already Passed 
All of the following are included within the Insurance Commissioner's duties EXCEPT 
a) Conducting investigation of all domestic insurers. 
b) Reviewing the insurers' annual reports. 
c) Writing North Carolina insurance laws. 
d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is 
not the Insurance Commissioner's responsibility, but enforcing the law is. - Answer ️️ -c) 
Writin...
- Package deal
- Exam (elaborations)
- • 46 pages •
NC Life Insurance Practice Exam Questions 
and Answers Already Passed 
All of the following are included within the Insurance Commissioner's duties EXCEPT 
a) Conducting investigation of all domestic insurers. 
b) Reviewing the insurers' annual reports. 
c) Writing North Carolina insurance laws. 
d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is 
not the Insurance Commissioner's responsibility, but enforcing the law is. - Answer ️️ -c) 
Writin...
NC State LIFE Insurance Exam Questions and Answers Already Graded A
NC State LIFE Insurance Exam Questions 
and Answers Already Graded A 
nsurable Interest - Answer ️️ -Something of value that, if lost, would cause you financial harm. 
Must exist upfront at time of application. Legitimate financial reason for buying insurance. 
Impersonation - Answer ️️ -Wrong person takes medical examination/test in connection with 
application for insurance. **Can be contested beyond 2 year incontestable clause** 
Adhesion - Answer ️️ -Ins. Co. designs original con...
- Package deal
- Exam (elaborations)
- • 12 pages •
NC State LIFE Insurance Exam Questions 
and Answers Already Graded A 
nsurable Interest - Answer ️️ -Something of value that, if lost, would cause you financial harm. 
Must exist upfront at time of application. Legitimate financial reason for buying insurance. 
Impersonation - Answer ️️ -Wrong person takes medical examination/test in connection with 
application for insurance. **Can be contested beyond 2 year incontestable clause** 
Adhesion - Answer ️️ -Ins. Co. designs original con...
NC LIFE insurance state exam questions and answers 100% pass
NC LIFE insurance state exam questions and answers 100% pass 
CREDIT LIFE - Answer ️️ -a special type of coverage written to the life of the debtor and pay 
off the balance of a loan in the event of the death of the debtor. 
BUY-SELL AGREEMENTS - Answer ️️ -a legal contract that determines what will be done 
with a business in the event that an owner dies or becomes disabled. Otherwise known as a 
business continuation agreement 
INSURABLE INTEREST - Answer ️️ -to purchase insurance ...
- Package deal
- Exam (elaborations)
- • 7 pages •
NC LIFE insurance state exam questions and answers 100% pass 
CREDIT LIFE - Answer ️️ -a special type of coverage written to the life of the debtor and pay 
off the balance of a loan in the event of the death of the debtor. 
BUY-SELL AGREEMENTS - Answer ️️ -a legal contract that determines what will be done 
with a business in the event that an owner dies or becomes disabled. Otherwise known as a 
business continuation agreement 
INSURABLE INTEREST - Answer ️️ -to purchase insurance ...
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