Wise Study guides, Class notes & Summaries
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WISE Final Exam 2024 Review Questions and Answers
- Exam (elaborations) • 19 pages • 2024
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WISE Final Exam 2024 Review Questions and Answers
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Wise 2024 Summer Exam Questions and Answers
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Wise 2024 Summer Exam Questions and Answers
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WISE Practice Test2024 multiple choice Questions
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WISE Practice Test2024 multiple choice Questions
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Wise Practice Exam with Answers 2024
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Wise Practice Exam with Answers 2024
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WISE PRACTICE TEST CREDIT NEW UPDATE 2024 QUESTIONS & ACCURATE SOLUTIONS
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When a person declares bankruptcy that fact will appear on the person?s credit report - Correct Answer B: for a 10 year period. 
 
uestion 2 : 
A person has three credit cards with very large outstanding balances and is unable to make payments on any of them. Which action should the person take? - Correct Answer C: Notify the credit card companies in order to negotiate a new payment plan. 
 
Question 3 : Which of the following is considered to be open-end credit? - Correct Answer C: Department ...
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WISE TEST QUESTIONS & ANSWERS RATED A+2024
- Exam (elaborations) • 13 pages • 2024
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WISE TEST 
 
 
In order to get spending under control, a person should first 
A. seek help on investing from a financial planner. 
B. consult a credit counseling service. 
C. create a budget of current income and expenses. 
D. subscribe to financial newsletters and magazines. - Answer- C 
 
Comparison shopping for a car is necessary because 
A. each dealer sells cars with different colors. 
B. lenders want to be sure consumers get the best price. 
C. the price for the car can vary a great deal...
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Wise test Review all topics questions and answers Graded A+
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Wise test Review all topics 
 
Collateral - Answer- security given for loan, assets to secure the debt 
 
Capacity - Answer- your ability to repay the debt. Do you have sufficient $money to repay a loan 
 
Capital - Answer- "net worth". wealth in the form of money or property owned by a person 
 
Character - Answer- good reputation, Integrity 
 
Credit history - Answer- a summary of a person's borrowing and repayment history 
 
50 dollars - Answer- In the event that your credit ca...
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Wise Practice Test Exam Questions with 100% Correct Answers
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Wise Practice Test Exam Questions with 100% Correct Answers 
budget variance. 
the difference between the budgeted amount and the actual amount that you spend 
 
 
debt ratio 
shows the relationship between debt and net worth. 
 
 
debt ratio 
The lower the ratio the better off financially the person is. 
 
 
debt ratio 
calculated by dividing liabilities by net worth 
 
 
excise tax 
government imposes a tax on specific goods and services such as alcohol, cigarettes, gasoline, and airline 
 
 
...
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Wise test Exam Questions With 100% Correct Answers 2024/2025
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Wise test Exam Questions With 100% Correct Answers 2024/2025 
An individual, who earns $36,000 a year, has total assets of $156,000 and liabilities of $85,000. The net worth of this individual is 
$71,000 
Net Worth = Assets - Liabilities 
 
 
When considering purchasing renters insurance. a person should know that the 
purpose is to cover monetary losses related to fire, theft, and personal injury 
(The purpose of all insurance is to cover monetary losses. Renters insurance protects against all...
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Wise test Exam Questions With 100% Correct Answers
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Wise test Exam Questions With 100% Correct Answers 
Which of the following does the Federal Reserve use to regulate the nation's money supply? 
Monetary policy 
 
 
To make sure you will always remember your automated teller machine (ATM) card personal identification number (PIN), you should write the PIN and keep it: 
In a secure place at home 
 
Jami lost her debit card. She did not report it missing for 3 months. If an unauthorized person used her debit card, her maximum liability is: 
Unlim...
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