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Property and Casualty Exams 2024 – Texas (100% correct answers)
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Texas Property & Casualty Insurance (100% correct answers)
Texas Property & Casualty License (100% VERIFIED)
Texas Statutes and Rules Pertinent to Property & Casualty Insurance (Well-enlightened)
Texas property and casualty adjusters license 2024 (A+ GRADED)
Texas Property & Casualty Insurance License Exam Prep 2 (A+ GUARANTEED)

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WV Adjuster Test Solved 100% Correct |2024/2025 Correct Questions and Answers
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WV Adjuster Test Solved 100% Correct |2024/2025 Correct Questions and Answers
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Property and casualty insurance Exam Questions and Answers Part one
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Property and casualty insurance Exam Questions and Answers Part one 
 
 
 
A banker is ready to close on a customer's loan. The bank is prepared to offer the loan but only if the customer purchases a life insurance policy from the bank in the amount of the loan. This is an example of - Coercion. 
A builder's risk form is most often written as which of the following? - Completed value form 
A building is insured, but no one has lived or worked in it for 10 years. The building is compl...
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LA Claims Adjuster Property and Causality Practice Exam 1 Questions and Answers 100% Pass
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LA Claims Adjuster Property and Causality Practice 
Exam 1 Questions and Answers 100% Pass 
Insurable Interest - Answer- ______in the property and would suffer a financial loss if 
the property were damaged by an insured peril, their family members (names need not 
be listed in the policy), and others such as a lien holder, for example, the bank that 
holds the mortgage on a house. 
Cause of Loss Forms - Answer- ____establish and define the causes of loss (or perils) 
for which coverage is provi...
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WV Adjuster Test 100% Solved 2024
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WV Adjuster Test 100% Solved 2024 
What is the definition of a public adjuster? - Answer- An adjuster who works for the 
insured 
If an insurance company is fined (max $1000) by commissioner, how many days do 
they have to pay or appeal the fine? - Answer- 30 Days 
Subrogation occurs when? - Answer- The insurer steps into the position of the insured 
and may collect from the responsible party for damages 
What is the purpose of excess insurance? - Answer- To provide additional liability 
coverag...
Too much month left at the end of the money?
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Property and Casualty Adjuster Exam Questions and Answers 100% Pass
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Property and Casualty Adjuster Exam 
Questions and Answers 100% Pass 
Staff Adjusters - Answer- are on the payroll of an insurance company 
Independent adjusters - Answer- Usually handle claims for more than one company and 
receive a fee based on time and expense. 
Contractors - Answer- May work for a comapny that furnishes adjusters for the handling 
of catasrophic losses. They are paid in the same manner as independent adjusters. 
Public Adjusters - Answer- Work on behalf of the insured in ne...
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NH Adjuster for Property & Casualty Exam Questions and Answers 100% Pass
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NH Adjuster for Property & Casualty Exam 
Questions and Answers 100% Pass 
Joe's 21-pound cat runs into the neighbor's yard and severely scratches the neighbor's 
arms and face. Which of the following would respond to the neighbor's emergency room 
bills? - Answer- Joe's homeowners policy under the Personal Liability section 
Bob is purchasing a commercial property policy to cover contents of a building valued at 
$100,000. The policy includes an 80 percent coinsurance clause. To avoid a 
c...
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LA Claims Adjuster Property and Causality Practice Exam 2 Questions and Answers 100% Pass
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LA Claims Adjuster Property and Causality Practice 
Exam 2 Questions and Answers 100% Pass 
A single Declarations page common to all coverages 
A single conditions section common to all coverages - Answer- A commercial package 
policy always includes 
Send the insured a reservation of rights letter - Answer- If the insured fails to report 
claim in a timely fashion, the adjuster will immediately ___ 
$1000 per person - Answer- The basic limit for coverage F-medical payments of the 
standard home...
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Review for property and casualty adjuster exam Questions and Answers 100% Pass
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Review for property and casualty adjuster exam 
Questions and Answers 100% Pass 
What is a hazard? - Answer- Something that increases the chance of a loss 
How many of hours of ethics - Answer- 3 
An insurance contract has how many parties? - Answer- 2 parties 
1. List the time restraints for response and payment of claims in Texas: - Answer- - 15 
days to acknowledge claim 
- 5 days to pay if adjuster takes responsibility 
- 15 day extension for all weather related damage 
- 15 days to affirm o...
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Property and Casualty Adjuster Exam Questions and Answers 100% pass
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Property and Casualty Adjuster Exam 
Questions and Answers 100% pass 
Indemnity - Answer- Insured restored to approximate financial condition as before loss 
occurred, no better or worse 
Independent Adjuster - Answer- must represent more than 1 company 
Binder - Answer- Commits company to act as if the policy has been issued, temporary 
contract, initiate coverage, oral or written, expires when policy coverages begins 
Consideration - Answer- insurer's promise to provide indemnity in the event...
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Maine Adjuster Property and Casualty Exam 2 Questions and Answers 100% Pass
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Maine Adjuster Property and Casualty Exam 2 
Questions and Answers 100% Pass 
The required minimum amounts of liability car insurance coverage in Maine - Answer- 
50/100/25 
Would a ferry crashing between the coast of Maine and Nova Scotia a be covered by 
the personal auto insurance policy - Answer- No 
Limit on Theft of Unscheduled Jewelry - Answer- $1500 
When insurer and insured cannot agree on loss - Answer- they each hire an appraiser 
If the appraisers cannot agree on loss - Answer- they ...
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