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PSI Insurance Exam (OH Life, Accident, and Health) 100% VERIFIED.
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PSI Insurance Exam (OH Life, Accident, and Health) 
100% VERIFIED. 
What is it called when a life insurance policy pays a multiple of the coverage amount 
when certain types of accidents occur? - ANS - multiple indemnity 
Upon the issuance of a conditional receipt for a renewal when the premium is paid 
AFTER the time granted by the insurer, what is the maximum amount of time for 
reinstatement of the policy? - ANS - 30 days 
Which of the following statements regarding a pure life annuity pa...
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PSI Insurance Exam Questions and Answers 100% Pass
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PSI Insurance Exam Questions and 
Answers 100% Pass 
How can a licensee surrender any license for cancellation? -Answer-By submitting 
written notice or by delivering the license to the commissioner 
Practice Test Question: 6 All of the following are examples of misrepresentations that 
may not be made by an insurer, officer or agent thereof or an insurance broker or 
solicitor EXCEPT -Answer-the specific contract language 
ALL of the following are TRUE regarding the process to change the Califo...
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PSI Insurance Bundled Exams Questions and Answers 100% Correct | Verified and Updated
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PSI Insurance Bundled Exams Questions and Answers 100% Correct | Verified and Updated
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PSI Insurance Exam Questions and Answers Rated A+
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PSI Insurance Exam Questions and Answers Rated A+ 
What is it called when a life insurance policy pays a multiple of the coverage amount when 
certain types of accidents occur? - Answer ️️ -multiple indemnity 
Upon the issuance of a conditional receipt for a renewal when the premium is paid AFTER the 
time granted by the insurer, what is the maximum amount of time for reinstatement of the 
policy? - Answer ️️ -30 days 
Which of the following statements regarding a pure life annuity payou...
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+
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PSI Practice Exam - Life Insurance 
Questions and Answers Rated A+ 
Age - Answer ️️ -For an individual long-term care policy there is an annual dollar limit for tax 
deductions that is based on which of the 
following? 
1. age 
2. cost of care 
3. policy value 
4. premium cost 
4 - Answer ️️ -The group conversion option is allowed for all of the following EXCEPT 
1. termination of the master policy . 
2. loss of group coverage due to termination of employment. 
3. upon the loss of eligib...
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PSI EXAM QUESTIONS AND ANSWERS (2024/2025) (VERIFIED SOLUTIONS)
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PSI EXAM QUESTIONS AND ANSWERS 
(2024/2025) (VERIFIED SOLUTIONS) 
During which period of a Disability Income Policy is coverage effective but during which no 
benefits will be paid under the policy? - Answer ️️ -Probationary period 
All of the following are common exclusions from loss found in disability income policies 
EXCEPT for that incurred while - Answer ️️ -commiting a misdemeanor 
What is the primary advantage for obtaining a reinstatement of a policy rather than obtaining a 
new...
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PSI Life Exam Questions and Answers 100% Pass
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PSI Life Exam Questions and Answers 100% Pass 
What kind of retirement plan can a 75-employee for profit corporation establish? - Answer ️️ - 
Simple IRA 
The taxable portion of a monthly income benefit paid during the annuity phase from a 
nonqualified annuity is calculated using the - Answer ️️ -Exclusion ratio 
Unfair claims settlement methods and practices by an insurance company include all of the 
following acts EXCEPT - Answer ️️ -failure to pay all claims that are reported wi...
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PSI Practice test questions and answers
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PSI Practice test questions and answers 
Karaya Gum - Answer ️️ -Which of the following is the main ingredient is traditional waving 
lotion 
The use of products in unlabeled containers - Answer ️️ -Chemical safety includes all of the 
following except 
Evaluating income level - Answer ️️ -All of the following are effective prior to caring for a 
new nail client except 
Income - Answer ️️ -All of the following are determined during the client consultation based 
on their needs an...
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PSI life, accident, and health Exam
- Exam (elaborations) • 17 pages • 2024
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PSI life, accident, and health Exam 
How long after being entitled to disability benefits will an individual be eligible to receive 
Medicare benefits? 
A. immediately 
B. 1 year 
C. 2 years 
D. At age 65 - Answer ️️ -2 years 
What is the return of premium rider? 
A. an increasing amount of term insurance that always equals the total of premiums paid up to 
the current point 
B. a provision that allows the insured to cancel the policy in the first two years and have 
premiums refunded 
C. an...
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PSI Practice Test 2024
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PSI Practice Test 2024 
When does a license become inactive for a broker? 
1. 
upon the termination of his or her employment 
2. 
upon the termination of all appointments, or all endorsements 
3. 
upon the 365th calendar day that a policy has not been written 
4. 
upon the termination of all existing policies for which he or she is the writing broker - Answer ️️ 
-upon the termination of all appointments, or all endorsements 
How is the insurance commissioner chosen? 
1. 
Elected by the peop...