Ad banker comprehensive Study guides, Class notes & Summaries
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AD BANKER COMPREHENSIVE EXAM 2024 WITH 100% CORRECT ANSWERS
- Exam (elaborations) • 141 pages • 2024
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A producer who is acting as an agent is representing: 
 
A 
The insured, the applicant and the beneficiary 
 
B 
Always the insured 
 
C 
The insured and the insurer 
 
D 
Always the insurer - correct answer D 
 
In order to be valid, a contract must be between individuals considered legally able to enter into an agreement. This principle is known as: 
 
A 
Restricted persons 
 
B 
Considerations 
 
C
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AD Banker Comprehensive Exam 294 Questions And Answers 2024 (Verified Answers).
- Exam (elaborations) • 86 pages • 2024
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AD Banker Comprehensive Exam 294 Questions And Answers 2024 (Verified Answers). 
A producer who is acting as an agent is representing: 
A 
The insured, the applicant and the beneficiary 
B 
Always the insured 
C 
The insured and the insurer 
D 
Always the insurer - Correct answer D 
In order to be valid, a contract must be between individuals considered legally able to enter 
into an agreement. This principle is known as: 
A 
Restricted persons 
B 
Considerations 
C 
Competent parties 
D 
Agreem...
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AD Banker Comprehensive 2024/ 2025 Exam| Questions and Verified Answers| 100% correct| A Grad
- Exam (elaborations) • 74 pages • 2024
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AD Banker Comprehensive 2024/ 2025 Exam| Questions and Verified Answers| 100% correct| A Grade 
 The type of policy that can be changed from one that does not accumulate cash values to one 
that does is a: 
A. Universal life policy 
B. Variable life policy 
C. Permanent policy 
D. Convertible term policy 
 
Answer: 
D. 
 
 
QUESTION 
 With a modified premium whole life contract, premium payments: 
A. Are lower in the early years of the contract 
B. Are invested in the stock market 
C. Never...
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AD Banker Comprehensive Exam / AD Banker Comprehensive Exam Actual Questions and Answers Solved Complete Test Already Passed/verified 100%
- Exam (elaborations) • 220 pages • 2024
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AD Banker Comprehensive 
Exam / AD Banker 
Comprehensive Exam Actual 
Questions and Answers 
Solved Complete Test Already 
Passed/verified 100%
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AD Banker Comprehensive Exam 294 Questions And Answers 2024 (Verified Answers).
- Exam (elaborations) • 86 pages • 2024
- Available in package deal
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AD Banker Comprehensive Exam 294 Questions And Answers 2024 (Verified Answers). 
A producer who is acting as an agent is representing: 
A 
The insured, the applicant and the beneficiary 
B 
Always the insured 
C 
The insured and the insurer 
D 
Always the insurer - Correct answer D 
In order to be valid, a contract must be between individuals considered legally able to enter 
into an agreement. This principle is known as: 
A 
Restricted persons 
B 
Considerations 
C 
Competent parties 
D 
Agreem...
Too much month left at the end of the money?
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AD Banker Comprehensive Final Exam (2024/25) Questions With 100% Correct Answers.
- Exam (elaborations) • 27 pages • 2024
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AD Banker Comprehensive Final Exam (2024/25) Questions With 100% Correct Answers.
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AD Banker Comprehensive Exam (NewUpdate) Questions and Verified Answers| 100% Correct| A Grade
- Exam (elaborations) • 25 pages • 2024
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AD Banker Comprehensive Exam (New 
Update) Questions and Verified Answers| 
 
 
QUESTION 
100% Correct| A Grade 
 Sara applies for a $100,000 30 year level term life insurance policy. The producer quoted her a 
price of $750 annually if issued as applied for. She wants to make sure that the policy premiums 
are taken care of just in case she has a total disability. The policy is issued but the premium is 
now $825. What is the most likely reason why the overall premium increased? 
A. Sara no...
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AD Banker Comprehensive Exam 2024 Questions Bank With 100% Correct Solutions.
- Exam (elaborations) • 85 pages • 2024
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AD Banker Comprehensive Exam 2024 Questions Bank With 100% Correct Solutions.
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AD BANKER COMPREHENSIVE EXAM STUDY GUIDE 2023-2024
- Exam (elaborations) • 91 pages • 2023
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AD BANKER COMPREHENSIVE EXAM STUDY GUIDE 2023-2024 
 
A producer who is acting as an agent is representing: 
 
A 
The insured, the applicant and the beneficiary 
 
B 
Always the insured 
 
C 
The insured and the insurer 
 
D 
 
In order to be valid, a contract must be between individuals considered legally able to enter into an agreement. This principle is known as: 
 
A 
Restricted persons 
 
B 
Considerations 
 
C 
Competent parties 
 
D 
Agreement
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AD Banker Comprehensive Exam| Questions and Verified Answers| 100% Correct| A Grade (New Update 2024/ 2025)
- Exam (elaborations) • 40 pages • 2024
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AD Banker Comprehensive Exam| Questions 
and Verified Answers| 100% Correct| A 
Grade (New Update 2024/ 2025) 
 
QUESTION 
 In the event of a liability claim made against the insured, the insured must perform all of the 
following duties for their liability coverage to apply, except: 
 
 
Answer: 
Provide their own legal defense 
 
 
 
QUESTION 
 Market value loss valuation means that the insurer will pay: 
 
 
Answer: 
The price a willing buyer would pay under fair market conditions 
 
 
 ...
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