Housing act Study guides, Class notes & Summaries
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Champions Real Estate Finance Exam Questions and Answers 2023
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_____ is the consummation of a contractual real estate transaction in which all appropriate documents are signed, and the mortgage loan proceeds are disbursed by the lender. - Answer- Closing 
 
The primary determinants of real estate values are supply and _____. - Answer- Demand 
 
_____ is something of value that can be pledged as security for repayment of a loan. - Answer- Collateral 
 
Servicing includes which of the following activities? - Answer- Maintaining records of payment 
 
The monet...
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HUD Housing Counselor Certification Practice
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What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - Answer- 50% 
 
Which is the maximum recommended housing ratio for renting an apartment? - Answer- 30% 
 
Eligibility requirements for down-payment assistance programs include which factors? - Answer- Income, home-buyer education, purchase price 
 
The client is considering an FHA mortgage. What is the upfront mortgage insurance premium (UFMIP) for an 
FHA mortgage? - Answer- 1.7...
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Superior School of Real Estate Final | 110 Questions With 100% Correct Answers.
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Which of the following would create legally binding acceptance of a written offer? -The seller's 
agent emails the buyer's agent that the seller signed the offer as written. 
A broker is preparing a comparative market analysis (CMA) for a subject property with 3200 square feet. 
A comparable property has 2750 square feet. The estimated value of 450 additional square feet is 
$22,500. The broker should... -Add $22,500 to the sales price of the comparable property. 
An option to purchase has bee...
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CHAMPIONS REAL ESTATE FINANCE GRADED A+ ALREADY PASSED 2023
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Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers more than one piece of property. 
 
Wraparound Mortgage - c...
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PSI TN (State) Exam Questions & Answers 2023/2024
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PSI TN (State) Exam Questions & Answers 2023/2024 
 
 
What is the purpose of an escrow account? - ANSWER-Keep money that doesn't belong to you SEPARATE from personal account/money 
 
Who is responsible for looking after Escrow Accounts for property? - ANSWER-Broker 
 
Another name for Escrow Money (earnest money, security deposits) is_________? - ANSWER-Trust Money 
 
When a Broker gets Escrow/Trust money and deposit into the Escrow Account they MUST do what as well? - ANSWER-The Broker must w...
Too much month left at the end of the money?
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HUD Certification Exam with 100% Correct Answers 2023
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Deed Restrictions - Correct answer-Legally enforceable terms that govern the use of 
real estate 
Redlining - Correct answer-The practice of refusing to make residential loans or 
imposing more onerous terms on any loans made because of the predominant race, 
color, national origin, religion, sex, disability, or familial status of the area's residents. 
Civil Rights Act of 1968 - Correct answer-Following the assassination of Dr. Martin 
Luther King Jr., Congress passed what monumental piece of ...
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Aceable Agent: Real Estate Principles: Actual Exam Questions And Correct Answers | Latest Update
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Aceable Agent: Real Estate 
Principles: Actual Exam Questions 
And Correct Answers | Latest 
Update 
The Real Estate Law is found in 
A. The Licensing Code 
B. The Business and Professions Code 
C. The Health and Safety Code 
D. The Corporations Code - ANSWER B. Business and 
Professions Code 
The Real Estate Commissioner reports to 
a. the California Bureau of Real Estate. 
b. the governor. 
c. the Department of Housing and Urban Development. 
d. the legislature. - ANSWER B. the governor ...
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Florida Real Estate Exam Questions With Solutions Latest Updated 2023-2024 Rated 100%
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Florida Real Estate Exam Questions With Solutions Latest Updated Rated 100%. In which form of co-ownership is a person's ownership inheritable? a. Joint tenancy 
b. Tenancy by the entirety 
c. Tenancy in common 
d. Tenancy in severalty 
c. Tenancy in common allows for a persons share to be inheritable, it does not automatically pass 
forth to the rest of the owners like in joint tenancy (this is called the right of survivorship). 
Florida Real Estate Exam Questions With 
Complete Solutions Lat...
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HFL1501 Assignment 5 (ANSWERS) Semester 1 2024 - DISTINCTION GUARANTEED
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Well-structured HFL1501 Assignment 5 (ANSWERS) Semester 1 2024 - DISTINCTION GUARANTEED. (DETAILED ANSWERS - DISTINCTION GUARANTEED!). . Question 
1 
Not yet answered 
Marked out of 1.00 
QUIZ 
Identify whether the following statement is 
true or false 
: 
In terms of Roman legal principles, theft qualifi ed as a crime. 
Select one: 
True 
False 
Time left 
1:49:29 
UNISA 
2024 
HFL1501-24-S1 
Assessment 5 
Question 
2 
Not yet answered 
Marked out of 1.00 
QUIZ 
Consider the case o...
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Foundations of Mental Health Care 8th Edition by Morrison-Valfre Test Bank
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Foundations of Mental Health Care 8th Edition by Morrison-Valfre Test Bank 
 
Chapter 01: The History of Mental Health Care 
 
MULTIPLE CHOICE 
 
1. The belief of the ancient Greek philosopher Plato that the rational soul controlled the irrational soul 
could be compared with the belief of the more recent psychological theorist: 
a. 
Freud 
b. 
Pinel 
c. 
Fisher 
d. 
Rush 
 
ANS: A 
Sigmund Freud believed that mental illness was, in part, caused by forces both within and outside the...
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