Wfg Study guides, Revision notes & Summaries
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WFG Final Exam | 370 Questions with 100% Correct Answers | Latest Update | Verified | 135 Pages
- Exam (elaborations) • 135 pages • 2023
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John owns an insurance policy that gives him the right to share in the insurer's surplus. What kind of 
policy is this? 
-Non-participating 
-Contributory 
-Participating 
-Surplus - "Participating". 
Participating policies give the policyowner the right to 
share in the insurer's surplus. 
Which of the following is NOT a benefit of insurance? 
-Reduces the uncertainty of loss exposures 
-Losses due to fraud are eliminated 
-Makes a loss whole again 
-Source of investment funds - "Losses du...
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WFG Exam Questions & Answers | 280 Questions with 100% Correct Answers | Latest Update | Verified | 27 Pages
- Exam (elaborations) • 27 pages • 2023
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What is meant by referring to an insurance policy as a unilateral contract? - Only one party makes a 
legally enforceable promise 
when must insurance records of insurance agents and brokers be made available to the Insurance 
Commissioner? - At all time 
Any situation that presents that possibility of a loss is known as - a loss exposure 
Which of the following information is not required to be communicated in a Life insurance contract? - 
Personal judgement 
the direct distribution of insuranc...
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WFG Final Exam | 370 Questions with 100% Correct Answers | Latest Update | Verified
- Exam (elaborations) • 135 pages • 2023
-
- $17.99
- + learn more
John owns an insurance policy that gives him the right to share in the insurer's surplus. What kind of 
policy is this? 
-Non-participating 
-Contributory 
-Participating 
-Surplus - "Participating". 
Participating policies give the policyowner the right to 
share in the insurer's surplus. 
Which of the following is NOT a benefit of insurance? 
-Reduces the uncertainty of loss exposures 
-Losses due to fraud are eliminated 
-Makes a loss whole again 
-Source of investment funds - "Losses du...
-
WFG License Practice Exam All Possible Questions and Answers with complete solution
- Exam (elaborations) • 17 pages • 2024
- Available in package deal
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If the insured has a terminal illness, which provision would allow him or her to access a portion of the 
policy death 
benefit prior to death? - Answer-Accelerated benefits 
All of the following are classified as life activities by the ADA (Americans with Disabilities Act) EXCEPT: - 
Answer-Driving 
An insurer selling without a license would be guilty of which of the following? - Answer-A misdemeanor 
The enrollee pays what percentage of the premium for Medicare Part B? - Answer-100% 
An insure...
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WFG Final Exam | 370 Questions with 100% Correct Answers | Latest Update | Verified
- Exam (elaborations) • 135 pages • 2023
- Available in package deal
-
- $9.49
- + learn more
WFG Final Exam | 370 Questions with 100% Correct Answers | Latest Update | Verified 
John owns an insurance policy that gives him the right to share in the insurer's surplus. What kind of policy is this? 
-Non-participating 
-Contributory 
-Participating 
-Surplus - "Participating". 
Participating policies give the policyowner the right to 
share in the insurer's surplus. 
Which of the following is NOT a benefit of insurance? 
-Reduces the uncertainty of loss exposures 
-Losses due to fraud ...
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WFG Final Exam | 370 Questions with 100% Correct Answers | Latest Update | Verified
- Exam (elaborations) • 135 pages • 2023
-
- $14.49
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WFG Final Exam | 370 Questions with 
100% Correct Answers | Latest Update | 
Verified 
John owns an insurance policy that gives him the right to share in the insurer's surplus. What kind of 
policy is this? 
-Non-participating 
-Contributory 
-Participating 
-Surplus - "Participating". 
Participating policies give the policyowner the right to 
share in the insurer's surplus. 
Which of the following is NOT a benefit of insurance? 
-Reduces the uncertainty of loss exposures 
-Losses due to fra...
-
WFG License Exam (Life, Insurance, Accident) Questions With 100% Correct Answers
- Exam (elaborations) • 13 pages • 2024
- Available in package deal
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- $12.49
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WFG License Exam (Life, Insurance, 
Accident) Questions With 100% Correct 
Answers 
insurance - answercontract whereby one undertakes to idemnify [restore before loss] another 
against loss, damage, liability from contingency [unknown/ unplanned events] 
indemnify 
Give Example. - answerrestore person to some financial position before loss has occurred 
to make someone whole 
EX: If someone passes, that lost of income is covered by life insurance (percentage of what is 
covered depends on plan o...
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WFG Exam Questions & Answers | 280 Questions with 100% Correct Answers | Latest Update | Verified
- Exam (elaborations) • 27 pages • 2023
-
- $12.98
- + learn more
What is meant by referring to an insurance policy as a unilateral contract? - Only one party makes a 
legally enforceable promise 
when must insurance records of insurance agents and brokers be made available to the Insurance 
Commissioner? - At all time 
Any situation that presents that possibility of a loss is known as - a loss exposure 
Which of the following information is not required to be communicated in a Life insurance contract? - 
Personal judgement 
the direct distribution of insuranc...
-
WFG LIFE INSURANCE TEST
- Exam (elaborations) • 4 pages • 2024
-
- $10.49
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WFG LIFE INSURANCE TEST
-
WFG Life Insurance (Questions + Answers) Verified 100% Correct!!.
- Exam (elaborations) • 12 pages • 2024
- Available in package deal
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- $7.99
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Which of the following would be considered a nonmedical insurance application? 
a) An application that does not ask any questions about the applicant's medical history 
b) An application submitted with the Agent's Report 
c) Any application for life insurance 
d) An application on which the medical information is completed by the applicant and the agent only - 
Answer-d) An application on which the medical information is completed by the applicant and the agent 
only 
An application on which a...
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