Xcel life insurance exam Samenvattingen, Aantekeningen en Examens
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XCEL Life Insurance State Exam 2023 with 100% correct answers
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What are the members of the Medical Bureau (MIB) required to report? - correct answer -Medical ailments discovered during the underwriting process 
 
When an insurance company requests an attending physician's report, the request must be accompanied by a - correct answer -copy of the signed authorization 
 
Tim was recently terminated from his employment and opted to change his existing group term life insurance to individual permanent life insurance. What is this process called? - correct answ...
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Xcel Life Insurance Exam Questions & Answers 2023/2024
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Xcel Life Insurance Exam Questions & Answers 2023/2024 
 
Replacement regulation is designed to protect - ANSWER-Policyowners from mirepresentation and loss of benefits 
 
All Health Benefit Plans issued after January 1, 2014 must provide - ANSWER-Preventative health services 
 
Which of these will have the highest monthly payout upon annuitization - ANSWER-Straight life 
 
Which of the following is included in the entire contract according ti the entire contract provison? - ANSWER-Clauses 
 
Wh...
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Xcel solutions final exam Maryland Life and health questions and answers 100% pass
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Xcel solutions final exam Maryland Life and health questions and answers 100% pass 
What is normally the consequence for NOT obtaining preadmission certification prior to receiving inpatient medical care? A reduction in benefits 
A group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a Risk retention group 
During the application process, a statement made by an applicant that becomes part of the contract is considered to be a(n) Warrant...
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Xcel Life Insurance Exam Practice Questions and Answers
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Xcel Life Insurance Exam Practice 
Questions and Answers 
Replacement regulation is designed to protect - Correct Answer ️️ -Policyowners from 
mirepresentation and loss of benefits 
All Health Benefit Plans issued after January 1, 2014 must provide - Correct Answer ️️ 
-Preventative health services 
Which of these will have the highest monthly payout upon annuitization - Correct 
Answer ️️ -Straight life 
Which of the following is included in the entire contract according ti the ent...
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XCEL Life Insurance Exam 2023 with 100% correct answers
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The principle of insurable interest, in regards to a life insurance contract is accurately described in which statement? 1) An agent establishes insurable interest 2) An individual does not have insurable interest on his or her own life 3) Insurable interest only pertains to business arrangements 4) Insurable interest can be based on the love and affection of individuals related by blood or law - correct answer -4) Insurable interest can be based on the love and affection of individuals related ...
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Xcel Life Insurance Exam | 150 Questions with 100% Correct Answers | Verified | Latest Update 2024
- Tentamen (uitwerkingen) • 14 pagina's • 2023
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Replacement regulation is designed to protect - Policyowners from mirepresentation and loss of 
benefits 
All Health Benefit Plans issued after January 1, 2014 must provide - Preventative health services 
Which of these will have the highest monthly payout upon annuitization - Straight life 
Which of the following is included in the entire contract according ti the entire contract provison? - 
Clauses 
Which of the following is considered to be an alternative to a life settlement? - Accelered de...
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XCEL Final Exam California Life Insurance Exam Questions and Answers 2024
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A savings vehicle designed to first accumulate funds and then systematically liquidates the funds is called a(n) - Deferred Annuity 
 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - 60 Payments 
 
What distinguishes a deferred annuity from an immediate annuity? - The time at which benefit payments start 
 
The systematic liquidation of a sum of money...
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Xcel Life Insurance Exam | 150 Questions with 100% Correct Answers | Verified | Latest Update 2024
- Tentamen (uitwerkingen) • 14 pagina's • 2024
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Replacement regulation is designed to protect - Policyowners from mirepresentation and loss of 
benefits 
All Health Benefit Plans issued after January 1, 2014 must provide - Preventative health services 
Which of these will have the highest monthly payout upon annuitization - Straight life 
Which of the following is included in the entire contract according ti the entire contract provison? - 
Clauses 
Which of the following is considered to be an alternative to a life settlement? - Accelered de...
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North Carolina XCEL Testing Life & Health Insurance Exam Study Guide with complete solution
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North Carolina XCEL Testing Life & Health Insurance Exam Study Guide with complete solution 
 
Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated: Answer>>1970 - Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their risk exposure? Answer>>Treaty 
 
What is the name of the law that requires insurers to disclose information gathering practices and where ...
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Xcel Life Insurance Exam Graded A
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Xcel Life Insurance Exam Graded A+ 
Replacement regulation is designed to protect Policyowners from mirepresentation and loss of 
benefits 
All Health Benefit Plans issued after January 1, 2014 must provide Preventative health services 
Which of these will have the highest monthly payout upon annuitization Straight life 
Which of the following is included in the entire contract according ti the entire contract provison? 
Clauses 
Which of the following is considered to be an alternative t...
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