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Florida 2-15 Insurance Exam Test Bank with Verified Answers| Latest 2024/2025
Florida 2-15 Insurance Exam Test 
Bank with Verified Answers. 
What type of insurance contract contains unequal contingencies on the 
potential for profit or loss on both parties in the contract? ️ Aleatory of 
contract 
There is an element of chance for both parties. Dollar given by policy holder 
(premiums) and the insurer (benefits) may not be equal 
Every licensee must notify the Department of Financial Services within ____ 
days after changing his or her name, residence, and/or principal ...
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- Exam (elaborations)
- • 44 pages •
Florida 2-15 Insurance Exam Test 
Bank with Verified Answers. 
What type of insurance contract contains unequal contingencies on the 
potential for profit or loss on both parties in the contract? ️ Aleatory of 
contract 
There is an element of chance for both parties. Dollar given by policy holder 
(premiums) and the insurer (benefits) may not be equal 
Every licensee must notify the Department of Financial Services within ____ 
days after changing his or her name, residence, and/or principal ...
Florida 2-15 Social Insurance Quiz with complete solutions |Latest 2024/2025
Florida 2-15 Social Insurance Quiz 
with complete solutions. 
What Medicare part provides a prescription drugs benefit? ️ Part D 
An insured with Medicare Part D has reached the initial benefit limit and 
must now pay a portion of prescription drugs cost. What is the term for this 
gap in coverage? ️ The donut hole 
What is another name for Medicare Advantage plans? ️ Part C 
Who qualifies for Medicare? ️ People 65 years or older, people with 
permanent kidney failure, person who has bee...
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- Exam (elaborations)
- • 2 pages •
-
Florida 2-15 Social Insurance • Florida 2-15 Social Insurance
-
Florida 2-15 Health & Life Insurance (Including Annuities & Variable Contracts) Agent License PACKAGE DEAL| BUNDLE contains the latest exams, terms, reviews, sample quiz, practice test and test bank - Everything you need to pass FL 215 insurance is here! • By  AcademiaExpert
Florida 2-15 Social Insurance Quiz 
with complete solutions. 
What Medicare part provides a prescription drugs benefit? ️ Part D 
An insured with Medicare Part D has reached the initial benefit limit and 
must now pay a portion of prescription drugs cost. What is the term for this 
gap in coverage? ️ The donut hole 
What is another name for Medicare Advantage plans? ️ Part C 
Who qualifies for Medicare? ️ People 65 years or older, people with 
permanent kidney failure, person who has bee...
Florida 2-15 Life and Health Insurance Exam| 200 Questions with Approved Answers |Latest 2024/2025
Florida 2-15 Life and Health Insurance 
Exam| 200 Questions with Approved 
Answers. 
Which of these arrangements allows one to bypass insurable interest laws? 
️ Investor-Originated Life Insurance 
What kind of Accidental Death and Dismemberment (AD&D) insurance 
beneficiary requires his/her consent when a change of beneficiary is made? 
️ Irrevocable beneficiary 
The Florida Employee Health Care Access Act was established to make ️ 
group health insurance available to employer with up to ...
- Package deal
- Exam (elaborations)
- • 22 pages •
-
Florida 2-15 Life and Health Insurance • Florida 2-15 Life and Health Insurance
-
Florida 2-15 Health & Life Insurance (Including Annuities & Variable Contracts) Agent License PACKAGE DEAL| BUNDLE contains the latest exams, terms, reviews, sample quiz, practice test and test bank - Everything you need to pass FL 215 insurance is here! • By  AcademiaExpert
Florida 2-15 Life and Health Insurance 
Exam| 200 Questions with Approved 
Answers. 
Which of these arrangements allows one to bypass insurable interest laws? 
️ Investor-Originated Life Insurance 
What kind of Accidental Death and Dismemberment (AD&D) insurance 
beneficiary requires his/her consent when a change of beneficiary is made? 
️ Irrevocable beneficiary 
The Florida Employee Health Care Access Act was established to make ️ 
group health insurance available to employer with up to ...
Florida Life and Health Insurance 2-15 Study Exam|165 Questions with Verified Answers |Latest 2024/2025
Florida Life and Health Insurance 2-15 Study 
Exam|165 Questions with Verified Answers. 
N is covered by a Term Life policy and does not make the required 
premium payment which was due August 1. N dies September 15. What 
action will the insurer take? ️ Claim will be denied. 
A contract where one party either accepts or rejects the terms of a contract 
written by another party is called a contract of ️ adhesion 
All of the following statements about Major Medical benefits are true, 
EXCEPT:...
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- Exam (elaborations)
- • 18 pages •
-
Florida Life and Health Insurance 2-15 • Florida Life and Health Insurance 2-15
-
Florida 2-15 Health & Life Insurance (Including Annuities & Variable Contracts) Agent License PACKAGE DEAL| BUNDLE contains the latest exams, terms, reviews, sample quiz, practice test and test bank - Everything you need to pass FL 215 insurance is here! • By  AcademiaExpert
Florida Life and Health Insurance 2-15 Study 
Exam|165 Questions with Verified Answers. 
N is covered by a Term Life policy and does not make the required 
premium payment which was due August 1. N dies September 15. What 
action will the insurer take? ️ Claim will be denied. 
A contract where one party either accepts or rejects the terms of a contract 
written by another party is called a contract of ️ adhesion 
All of the following statements about Major Medical benefits are true, 
EXCEPT:...
Florida 2-15 Insurance Exam Prep Quiz with correct Answers |Latest 2024/2025
Florida 2-15 Insurance Exam Prep 
Quiz with correct Answers. 
In a 3 partner cross-purchase plan, how many policies need to be 
purchased in order to protect each partner against the loss of any other 
partner? ️ 6 
According to the NAIC Life Insurance Solicitation Model, when soliciting life 
insurance, a producer is required to provide a prospect with a ______ and a 
_______ specific to the product being marketed. ️ general buyer's guide; 
policy summary 
The Incontestable Clause states t...
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- Exam (elaborations)
- • 7 pages •
Florida 2-15 Insurance Exam Prep 
Quiz with correct Answers. 
In a 3 partner cross-purchase plan, how many policies need to be 
purchased in order to protect each partner against the loss of any other 
partner? ️ 6 
According to the NAIC Life Insurance Solicitation Model, when soliciting life 
insurance, a producer is required to provide a prospect with a ______ and a 
_______ specific to the product being marketed. ️ general buyer's guide; 
policy summary 
The Incontestable Clause states t...
Florida 2-15 Insurance Exam Sample Questions with correct solutions |Latest 2024/2025
Florida 2-15 Insurance Exam Sample 
Questions with correct solutions. 
A medigap policy is a Medicare supplement insurance policy sold by private 
insurance companies to : ️ Fill the gaps in medicare part a and b 
Generally Noncontributory group health plans require what percentage of 
participation by eligible members ? ️ 100% 
Are there certain standards and procedures that must be followed in order 
to make reccomendations for annuity products to consumers age 65 and 
older? EXCEPT some f...
- Package deal
- Exam (elaborations)
- • 12 pages •
Florida 2-15 Insurance Exam Sample 
Questions with correct solutions. 
A medigap policy is a Medicare supplement insurance policy sold by private 
insurance companies to : ️ Fill the gaps in medicare part a and b 
Generally Noncontributory group health plans require what percentage of 
participation by eligible members ? ️ 100% 
Are there certain standards and procedures that must be followed in order 
to make reccomendations for annuity products to consumers age 65 and 
older? EXCEPT some f...
Florida 2-15 Insurance Exam Review 100 Questions with Verified Answers |Latest 2024/2025
Florida 2-15 Insurance Exam Review 
100 Questions with Verified Answers. 
In the insurance business, risk can best be defined as: 
A. sharing the possibility of a loss 
B. uncertainty regarding the future 
C. uncertainty regarding financial loss 
D. uncertainty regarding when death will occur ️ C. The concept of 
insurance developed from the need to minimize the adverse effects of risk 
associated with the probability of financial loss. 
Which of the following risks is insurable? 
A. pure risk...
- Package deal
- Exam (elaborations)
- • 35 pages •
Florida 2-15 Insurance Exam Review 
100 Questions with Verified Answers. 
In the insurance business, risk can best be defined as: 
A. sharing the possibility of a loss 
B. uncertainty regarding the future 
C. uncertainty regarding financial loss 
D. uncertainty regarding when death will occur ️ C. The concept of 
insurance developed from the need to minimize the adverse effects of risk 
associated with the probability of financial loss. 
Which of the following risks is insurable? 
A. pure risk...
Florida 2-15 Insurance Exam Terms with complete solutions |Latest 2024/2025
Florida 2-15 Insurance Exam Terms 
with complete solutions. 
Insurance ️ Financial protection against loss or harm - An arrangement 
by which company gives customers financial protection against loss or 
harm such as theft or illness in return for premium payments. 
Life Insurance ️ Is based on actuarial or mathematical principles and 
guarantees a specified sum of money upon the death of the person who is 
insured. 
Health Insurance ️ Evolved from scientific principles to provide funds fo...
- Package deal
- Exam (elaborations)
- • 56 pages •
Florida 2-15 Insurance Exam Terms 
with complete solutions. 
Insurance ️ Financial protection against loss or harm - An arrangement 
by which company gives customers financial protection against loss or 
harm such as theft or illness in return for premium payments. 
Life Insurance ️ Is based on actuarial or mathematical principles and 
guarantees a specified sum of money upon the death of the person who is 
insured. 
Health Insurance ️ Evolved from scientific principles to provide funds fo...
Florida 2-15 Insurance Exam| 150 Questions with Approved Answers| Latest 2024/2025
Florida 2-15 Insurance Exam| 150 
Questions with Approved Answers 2024. 
A Supplementary Medical Expense policy combines the benefits of what 
two types of plans? ️ Basic Medical and Major Medical 
Which of the following is not correct concerning Health Maintenance 
Organizations? ️ They mandate enrollment for groups of 25 or more. 
Which is not true concerning a Hospital Fixed-Rate plan? ️ Benefits are 
paid directly to the hospital 
When benefits are paid to a policyowner covered under a...
- Package deal
- Exam (elaborations)
- • 16 pages •
Florida 2-15 Insurance Exam| 150 
Questions with Approved Answers 2024. 
A Supplementary Medical Expense policy combines the benefits of what 
two types of plans? ️ Basic Medical and Major Medical 
Which of the following is not correct concerning Health Maintenance 
Organizations? ️ They mandate enrollment for groups of 25 or more. 
Which is not true concerning a Hospital Fixed-Rate plan? ️ Benefits are 
paid directly to the hospital 
When benefits are paid to a policyowner covered under a...
TDLR (Texas Department of Licensing and Regulation) Eyelash Extension exams PACKAGE DEAL | BUNDLE contains the latest exams, practice test, sample quiz, reviews, test bank and updated study guide - Everything you need to pass TDLR Lash extension is here!
TDLR (Texas Department of Licensing and Regulation) Eyelash Extension exams PACKAGE DEAL | BUNDLE contains the latest exams, practice test, sample quiz, reviews, test bank and updated study guide - Everything you need to pass TDLR Lash extension is here!
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- TDLR Eyelash Extension Review with Approved Answers | Latest 2024/2025 • Exam (elaborations)
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TDLR (Texas Department of Licensing and Regulation) Eyelash Extension exams PACKAGE DEAL | BUNDLE contains the latest exams, practice test, sample quiz, reviews, test bank and updated study guide - Everything you need to pass TDLR Lash extension is here!
TNCC Final Exam Test 2024 Open Book (Updated Questions with Verified Answers)
TNCC Final Exam Test 2024 Open Book (Updated Questions with Verified Answers)
BIOS 251 Exam 2 Questions and Answers |Latest 2023/2024 - Chamberlain
NSG 121 Health Assessment Exam 1 with Complete Solutions |Latest 2024/2025 – Herzing University.
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Exam 2 - NSG 122 Nursing Fundamental Concepts with Verified Answers | Latest 2024/2025 - Herzing University