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Final Exam-Missouri Life and Health With Accurate Answers

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Which of the following types of care is typically not covered in a Long-Term Care policy - ANSWER-Accupuncture S is close to retiring and would like to purchase a policy that will yield greater gains than bonds, but will still protect the principal with minimum level or risk. Which product would S be advised to purchase? - ANSWER-Equity index Insurance Each life insurance applicant in Missouri is expected to be provided with a(n) - ANSWER-Buyer's Guide and Policy Summary The Sections o...

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Missouri Property and Casualty Insurance Exam Questions and Answers

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Risk - ANSWER-The chance or uncertainty of loss. Exposure - ANSWER-A condition or situation that presents a possibility of loss. Ways to manage risk - ANSWER-Avoid Risk control risk retain a risk transfer a risk control risk - ANSWER-techniques that limit loss severity come under the heading of risk reduction retain a risk - ANSWER-if any loss occurs, they will pay for it themselves can be intentional or unintentional Transfer a risk - ANSWER-Insurance hold harmless agreement...

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L1MA Missouri Exam Questions and Answers 100% Verified

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Residential care facility I - ANSWER-Provides shelter and board and may include storage and distribution of medications Residential care facility II - ANSWER-Provides shelter and board, and includes storage and distribution of medications, supervision of diet, and assistance with personal care; may also include care during short-term illness and recuperation Community residential facility - ANSWER-any premises where residential prevention, evaluation, care, treatment, or habilitation are p...

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missouri life accident and health exams Questions and Answers

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any transaction which new life insurance or a new annuity is purchased - ANSWER-Replacement is the company that issuse the new policy - ANSWER-Replacing insurer is the company whose policy is being replace - ANSWER-Existing insurer that is signed by both the applicant and the producer a copy must be left with applicant - ANSWER-notice Regarding replacement by existing insurer or its producers or by broker to dissuade a current policy-owner from the replacement - ANSWER-Conservation ...

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Missouri Exam Prep-Licenses Questions and Answers 100% SOLVED

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Mary Beth, a motel clerk at the Seaside Inn, refers potential buyers to her friend Jane. Mary Beth can: A. Receive a thank you from Jane B. Receive a referral fee from Jane C. Receive a commission from Jane - ANSWER-A. Receive a thank you from Jane A corporation recently opened a real estate office in the state of Missouri. Which of the following is true regarding the licensing of the corporation? A. If the corporation is already licensed in another state, the MREC will require a license ...

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Missouri Life Insurance Exam Questions & Answers Latest Update

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01(k) Plan - ANSWER-A qualified retirement plan in which the employee can set aside a portion of their income with pre-tax dollars. Absolute Assignment v. Collateral Assignment - ANSWER-Absolute: A permanent and irrevocable transfer of rights and/or benefits by the policyowner. Collateral: A temporary and/or revocable transfer of benefits by the policyowner Accelerated Death Benefit - ANSWER-Policy provision that allows full or partial payment of the policy's death benefit before the ...

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MO Constitution Test Practice Exam Questions With Already Passed Answers

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What is the Missouri legislative body known as? - ANSWER-General Assembly How many representatives are there in the General Assembly? - ANSWER-163 How many senators are there in the General Assembly? - ANSWER-34 How long does a Missouri STATE senator serve? - ANSWER-4 years How many terms does a Missouri STATE senator serve? - ANSWER-2 terms How long does a Missouri STATE representative serve? - ANSWER-2 years How many terms does a Missouri STATE representative serve? - ANSWER-...

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Missouri POST Test - 2020/2024 Exam Questions and Answers 100% Verified

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No time limitations on filing for these offenses - ANSWER-murder, 1st degree rape, forcible rape, attempted rape in the 1st degree, sodomy 1st, attempted forcible sodomy, any class A felony 5 years of the commission of the offense - ANSWER-arson first degree, arson second degree, knowingly burning or exploding - how long to commence prosecution? 6 months of its commission - ANSWER-any infraction must be filed within...? Chapters 556-580 - ANSWER-Chapters of the MO revised criminal code ...

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Missouri Life and Health Insurance Exam Questions and Answers 100% Correct

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Insurance transaction includes: - ANSWER-By mail or other means: - Solicitation - Negotiation - Sale - Advising an individual about coverage Elements of a legal contract - ANSWER--Agreement (offer and acceptance) - Consideration - Competent parties - Legal purpose - Negotiation does NOT need to happen Who make the offer in an insurance application - ANSWER-- Applicant When does acceptance take place - ANSWER-- An insurers underwriter approves the application and issues a pol...

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Missouri Government Final Exam With Complete Solutions!

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What do we call the legislative body of Missouri? - ANSWER-General Assembly How many years do members of the Missouri house and senate serve for? - ANSWER-House - 2 years Senate - 4 years What are the requirements to be the governor of Missouri? - ANSWER-30 years old - Missouri resident for 10 years - U.S. Citizen for 15 years Who is the current governor of Missouri? - ANSWER-Jay nixon What is the term length for a Missouri Supreme Court justice? - ANSWER-12 years Who is the chie...

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