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AINS Bundled Exams with complete solution( Verified& Updated 2024/2025 | Already Passed)
AINS Bundled Exams with complete solution( Verified& Updated 2024/2025 | Already Passed)
AINS Bundled Exams with complete solution( Verified& Updated 2024/2025 | Already Passed)
AINS Bundled Exams with complete solution( Verified& Updated 2024/2025 | Already Passed)
- Package deal
- • 17 items •
- AINS 21 Glossary | 286 Questions with 100 % correct answers | Verified& Updated 2024 Graded A+ • Exam (elaborations)
- AINS 21 Segment A | 70 Questions with 100 % correct answers | Verified& Updated 2024 | Already Passed • Exam (elaborations)
- AINS 21 Segment A (ch 1-3) | 92 Questions with 100 % Verified Solutions | Verified& Updated 2024 | Already Passed • Exam (elaborations)
- AINS 21 Segment A | 124 Questions with 100 % correct answers | Verified& Updated 2024 Graded A+ • Exam (elaborations)
- AINS 21 | 113 Questions with 100 % correct answers | Verified& Updated 2024 Graded A+ • Exam (elaborations)
- And more ….
AINS Bundled Exams with complete solution( Verified& Updated 2024/2025 | Already Passed)
AINS Bundled Exams with complete solution( Verified& Updated 2024/2025 | Already Passed)
AINS Bundled Exams with complete solution( Verified& Updated 2024/2025 | Already Passed)
AINS 21 - Segment A | 137 Questions with 100 % correct answers | Verified& Updated 2024 | Already Passed
From a risk management viewpoint, insurance is used to A. Prevent the cost of losses 
B. Reduce the cost of losses 
C. Transfer the cost of losses 
D. Isolate the cost of losses. - C. Transfer the cost of losses. 
A loss exposure is: 
A. Any condition that presents the possibility of a loss. 
B. Any condition that precludes the chance of loss. 
C. The same thing as a peril. 
D. The same thing as a hazard. - A. Any condition that present the possibility of a loss. 
Some loss exposures are not eas...
- Package deal
- Exam (elaborations)
- • 45 pages •
From a risk management viewpoint, insurance is used to A. Prevent the cost of losses 
B. Reduce the cost of losses 
C. Transfer the cost of losses 
D. Isolate the cost of losses. - C. Transfer the cost of losses. 
A loss exposure is: 
A. Any condition that presents the possibility of a loss. 
B. Any condition that precludes the chance of loss. 
C. The same thing as a peril. 
D. The same thing as a hazard. - A. Any condition that present the possibility of a loss. 
Some loss exposures are not eas...
AINS 21 | 276 Questions with 100 % correct answers | Verified& Updated 2024 Graded A+
Loss Exposure - Any condition or situation that presents a possibility of loss, whether or not 
an actual loss occurs. 
Risk Management - The process of making and implementing decisions that will minimize 
the adverse effects of accidental losses on an organization 
Loss Prevention - A risk control technique that reduces the frequency of a particular loss 
Loss Reduction - A risk control technique that reduces the severity of a particular loss 
Exposure Unit - A fundamental measure of the loss ...
- Package deal
- Exam (elaborations)
- • 36 pages •
Loss Exposure - Any condition or situation that presents a possibility of loss, whether or not 
an actual loss occurs. 
Risk Management - The process of making and implementing decisions that will minimize 
the adverse effects of accidental losses on an organization 
Loss Prevention - A risk control technique that reduces the frequency of a particular loss 
Loss Reduction - A risk control technique that reduces the severity of a particular loss 
Exposure Unit - A fundamental measure of the loss ...
AINS 21 | 164 Questions with 100 % correct answers | Verified& Updated 2024 Graded A+
What is insurance? - It's a transfer system, business, and contract. 
What is a transfer system in insurance? - One party (the insured), transfers the risk of 
financial loss to another party (the insurer). [Essentially, I'm giving the risk of financial loss to 
someone else so that I can keep my financial standing.] 
What are covered losses? - These are costs that insurers pay for and are in the contract that 
both parties agree to in the beginning (wind damage, car accident, etc). The costs ...
- Package deal
- Exam (elaborations)
- • 23 pages •
What is insurance? - It's a transfer system, business, and contract. 
What is a transfer system in insurance? - One party (the insured), transfers the risk of 
financial loss to another party (the insurer). [Essentially, I'm giving the risk of financial loss to 
someone else so that I can keep my financial standing.] 
What are covered losses? - These are costs that insurers pay for and are in the contract that 
both parties agree to in the beginning (wind damage, car accident, etc). The costs ...
AINS 21 | 113 Questions with 100 % correct answers | Verified& Updated 2024 Graded A+
Which one of the following is an opportunity cost of insurance? - An insured's funds that 
could be invested elsewhere if purchasing insurance were not necessary is an example of an 
opportunity cost of insurance. 
Which one of the following statements is correct regarding the benefits of insurance? - 
Contractors must usually provide evidence of liability insurance before a construction 
contract is granted. 
Investment income helps keep insurance premiums at a reasonable level. 
Which one of ...
- Package deal
- Exam (elaborations)
- • 23 pages •
Which one of the following is an opportunity cost of insurance? - An insured's funds that 
could be invested elsewhere if purchasing insurance were not necessary is an example of an 
opportunity cost of insurance. 
Which one of the following statements is correct regarding the benefits of insurance? - 
Contractors must usually provide evidence of liability insurance before a construction 
contract is granted. 
Investment income helps keep insurance premiums at a reasonable level. 
Which one of ...
AINS 21 Segment A | 124 Questions with 100 % correct answers | Verified& Updated 2024 Graded A+
4 roles of insurance - 1. risk management technique 
2. transfer system 
3. business 
4. contract 
loss exposure - any condition or situation that presents a possibility of loss, whether or not 
actual loss occurs 
risk management - making and implementing decisions that will minimize the adverse 
effects of accidental losses on an organization 
-avoid, prevent, reduce 
-from RM standpoint, insurance is used to transfer cost of losses 
loss prevention - reduces frequency of loss 
-ex. wearing sa...
- Package deal
- Exam (elaborations)
- • 21 pages •
4 roles of insurance - 1. risk management technique 
2. transfer system 
3. business 
4. contract 
loss exposure - any condition or situation that presents a possibility of loss, whether or not 
actual loss occurs 
risk management - making and implementing decisions that will minimize the adverse 
effects of accidental losses on an organization 
-avoid, prevent, reduce 
-from RM standpoint, insurance is used to transfer cost of losses 
loss prevention - reduces frequency of loss 
-ex. wearing sa...
AINS 21 Segment A (ch 1-3) | 92 Questions with 100 % Verified Solutions | Verified& Updated 2024 | Already Passed
Loss exposure - Any condition or situation that presents a possibility of loss, whether or not 
an actual loss occurs 
Risk management - The process of making and implementing decisions that will minimize 
the adverse effects of accidental losses on an organization 
Loss prevention - A risk control technique that reduces the frequency of a particular loss 
Loss reduction - A risk control technique that reduces the severity of a particular loss 
Exposure unit - A fundamental measure of the loss e...
- Package deal
- Exam (elaborations)
- • 12 pages •
Loss exposure - Any condition or situation that presents a possibility of loss, whether or not 
an actual loss occurs 
Risk management - The process of making and implementing decisions that will minimize 
the adverse effects of accidental losses on an organization 
Loss prevention - A risk control technique that reduces the frequency of a particular loss 
Loss reduction - A risk control technique that reduces the severity of a particular loss 
Exposure unit - A fundamental measure of the loss e...
AINS 21 Segment A | 70 Questions with 100 % correct answers | Verified& Updated 2024 | Already Passed
Though premiums are an obvious cost of insurance, many insureds believe they are too high 
because - Benefits are intangible until a loss occurs. 
Pravalt Construction Company pays less than its competitors for workers compensation 
insurance because Pravalt has had substantially fewer employee injuries than other firms in its 
class. This illustrates which one of the following benefits of insurance? - Promote risk 
control 
Which one of the following statements is correct regarding the benefits...
- Package deal
- Exam (elaborations)
- • 11 pages •
Though premiums are an obvious cost of insurance, many insureds believe they are too high 
because - Benefits are intangible until a loss occurs. 
Pravalt Construction Company pays less than its competitors for workers compensation 
insurance because Pravalt has had substantially fewer employee injuries than other firms in its 
class. This illustrates which one of the following benefits of insurance? - Promote risk 
control 
Which one of the following statements is correct regarding the benefits...
MHA 708 Study Quiz 1 with 100% Correct Answers | Verified | Latest Updated 2024 | Already Passed
AEM Certification Exam Questions And Answers Already Passed | Graded A+
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